How long does weekly indemnity income typically provide benefits?

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Weekly indemnity income typically provides benefits for a limited duration, commonly structured in periods of 13, 26, or 52 weeks. This type of insurance is designed to replace income lost due to temporary disability or illness that prevents an individual from working.

The specified timeframes are standard limits placed on such policies, allowing for a clear understanding of how long benefits will be available during periods of recovery. This ensures that the income replacement is manageable for the insurer while providing short-term financial support for the insured. These defined periods also reflect the typical duration of most temporary disabilities, which, while severe, may not require long-term support that exceeds a year.

In contrast, the other options suggest indefinite or overly prolonged coverage, which is not characteristic of weekly indemnity policies designed to address short-term loss of income.

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