How many compulsory coverages are included in autoplan basic?

In the context of autoplan insurance, particularly in regions like British Columbia where the Autoplan system operates, the basic coverage typically includes several compulsory components. These components are essential because they provide fundamental protection for drivers and are mandated by law.

The basic components usually encompass:

1. Liability Coverage: This protects the insured against claims made by other individuals for bodily injury or property damage resulting from an accident caused by the insured.

2. Accident Benefits Coverage: This offers benefits to the insured and their passengers in the event of an accident, covering medical expenses and income replacement.

3. Underinsured Motorist Coverage: This provides protection in the event that the insured is involved in an accident where the other party is at fault but does not have enough insurance coverage to pay for the damages.

4. Hit-and-Run Coverage: This is essential for protection against accidents involving another driver who flees the scene, ensuring that the insured is not left without support in such situations.

5. Direct Compensation Property Damage (DCPD): This allows insured drivers to claim damages to their vehicle when involved in an accident, directly from their own insurer rather than the at-fault party's insurer.

These five mandatory cover