What access rights does the insurer have after a loss as per Statutory Condition 10?

After a loss, the insurer has the right to immediate access to the property as stipulated in Statutory Condition 10. This allows the insurer to investigate the loss and assess the damage effectively and promptly. By having access right away, the insurer can gather necessary evidence, understand the circumstances of the loss, and evaluate whether the claim is valid. This process is crucial in determining the appropriate response and adjudicating the claim fairly.

Immediate access facilitates a thorough investigation that can help prevent fraudulent claims and ensure that the insurer can fulfill their obligations to the policyholder. This practice is essential for maintaining the integrity of the claims process, ensuring transparency, and upholding the insurer’s right to evaluate the risk they are covering.

Other options do not align with the provisions set forth in Statutory Condition 10, as they either misrepresent the extent of access rights or imply unnecessary restrictions that would hinder the insurer's ability to evaluate claims effectively.