What defines an intentional tort?

Prepare for the General Insurance Level 1 Exam with flashcards and multiple choice questions. Each question includes hints and explanations to help you succeed. Ace your exam now!

An intentional tort is defined as a wrongful act committed by an individual with the knowledge that such an act is illegal and is intended to cause harm or injury to another person. This definition underscores the concept that intentional torts involve a deliberate action taken by the tortfeasor (the person committing the tort) rather than accidental or negligent behaviors.

For example, actions such as assault, battery, or trespassing are all examples of intentional torts where the perpetrator made a conscious decision to engage in behavior that is harmful to others. The defining characteristic here is the intent behind the action, which distinguishes it from other types of wrongs, such as negligence or breaches of contract, where harm may occur without the intention to cause that harm.

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