What distinguishes a tort-based system from a no-fault system?

In a tort-based system, the key distinction lies in the requirement for victims to demonstrate that the other party was at fault in order to receive compensation for damages. This approach emphasizes the role of liability and accountability, where the injured party must prove negligence or wrongdoing on the part of the other party to succeed in their claim.

This requirement for proving fault is what primarily differentiates a tort-based system from a no-fault system, where victims can seek compensation for their injuries without having to prove someone else's fault. In a no-fault system, regardless of who may be responsible for the accident, victims can receive swift compensation from their own insurance policies, which is designed to reduce the need for litigation and expedites the claims process.

Understanding this concept is crucial in grasping the fundamental frameworks that govern personal injury claims and insurance practices.