What do Workers Compensation Plans primarily provide?

Workers Compensation Plans primarily provide no-fault benefits, which means that they cover medical costs and lost wages for employees who are injured or become ill as a result of their job, regardless of who is at fault for the incident. This system is designed to simplify and accelerate the process of providing support to injured workers, eliminating the need for them to prove negligence or fault in most cases. As a result, employees can focus on their recovery without the added stress of litigation or proving their case to receive benefits.

No-fault benefits ensure that injured workers receive timely access to medical treatment and compensation for lost income due to their inability to work, which is an essential aspect of the workers' compensation system. This approach fosters better overall employee welfare and workplace safety by encouraging prompt reporting of injuries and illnesses.