What does the long-term disability income continue to provide?

Long-term disability income is designed to provide financial support to individuals who are unable to work due to a disabling condition for an extended period. The correct answer indicates that benefits are provided indefinitely after the weekly benefits period ends, which means that once short-term disability benefits are exhausted, long-term disability insurance continues to offer compensation for as long as the condition persists and the policy's terms are met. This feature is crucial as it safeguards individuals who may not recover quickly or fully from their disabilities, thus ensuring they have a means of income while they are unable to return to their occupations.

In many policies, benefits can last until the individual reaches a specified age, such as retirement age, or can be structured to last for a certain number of years, but the key aspect is that they extend beyond the initial waiting period or limited-time benefits intended for short-term needs. This provision allows for a safety net against long-term incapacitation, highlighting the importance of the policy in providing continued financial security during a challenging period.