What must the insured include in their reporting of a loss?

The correct choice emphasizes the comprehensive nature of reporting a loss in the context of insurance claims. When an insured reports a loss, it is essential to provide a detailed inventory of the damaged and undamaged property, along with receipts for any items claimed. This thorough reporting helps insurance adjusters accurately assess the situation, verify the value of losses, and determine coverage under the policy.

Including an inventory allows the insurer to understand what was affected and assists in determining the extent of the loss. Additionally, receipts serve as proof of ownership and value, which are crucial for substantiating the claim. Without this detailed information, the insurer may be unable to process the claim effectively, and the insured might face delays or denials based on insufficient information.

Thus, reporting a loss is not just about describing the incident or stating values; it involves providing comprehensive documentation to ensure the claim can be assessed accurately.