Where does Autoplan basic coverage apply?

The correct understanding of where Autoplan basic coverage applies is that it is primarily intended for use within Canada and extends to the USA when driving there, particularly for emergency medical insurance. Autoplan, as a compulsory insurance in British Columbia, provides coverage to drivers who travel across the border; however, the basic elements of the coverage are specifically designed for use within Canada. Consequently, when driving in the USA, the coverage allows for some protections, especially in terms of liability and medical costs, but it does not offer the same level of comprehensive coverage that it does within Canada.

The option indicating that it applies only in the USA would not capture the full scope of the coverage, as it is fundamentally Canadian in nature and coverage. Likewise, indicating that it applies worldwide is incorrect, as Autoplan does not extend to all international locations beyond Canada and the USA. The choice indicating coverage only within Canada neglects the provisions allowing travelers to be covered while temporarily in the USA. Thus, selecting the option that states Autoplan basic coverage applies to both Canada and the USA fully reflects the intended geographical scope of the insurance.