Which of the following activities is likely to be excluded from travel insurance coverage?

Prepare for the General Insurance Level 1 Exam with flashcards and multiple choice questions. Each question includes hints and explanations to help you succeed. Ace your exam now!

Participation in hazardous activities is likely to be excluded from travel insurance coverage because many insurance policies are designed to protect against common travel-related risks, such as trip cancellations, lost luggage, and medical emergencies while traveling. However, engaging in hazardous activities—such as extreme sports or activities that pose a higher risk of injury—often falls outside the standard coverage offered by these policies. Insurers typically assess the level of risk involved in certain activities, and if an activity is deemed hazardous, it may be excluded from the coverage terms. Travelers are usually encouraged to read their policy documents carefully to understand any exclusions and consider additional coverage if they plan to participate in high-risk activities during their travels.

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