Which of the following is NOT typically an exclusion in travel insurance policies?

Accidental injuries are generally covered by travel insurance policies, making them a core component of the protection that such policies offer. Travel insurance is designed to provide financial assistance in the event of unexpected incidents, including medical emergencies resulting from accidents. Since the purpose of this insurance is to safeguard travelers against unforeseen events, coverage for accidental injuries is standard.

In contrast, the other options represent situations that insurance companies often exclude from coverage. Participation in professional sports is a common exclusion because these activities are considered high-risk. Misuse of alcohol or drugs can lead to complications or risks that insurers typically do not want to cover, as these behaviors are seen as negligent. Additionally, pregnancy complications, particularly after the 8th week of due date, are often excluded due to the high-risk nature of pregnancy-related issues during travel.

Overall, understanding what is typically covered and what is excluded in travel insurance helps consumers make informed decisions about their policies and the risks they are willing to take while traveling.