Which of the following is a type of accident benefit coverage?

Underinsured motorist protection is a type of accident benefit coverage designed to provide financial assistance to individuals involved in an accident where the other party is at fault, but does not have enough insurance coverage to fully compensate for the damages or injuries incurred. This coverage can help bridge the gap between what the at-fault driver’s insurance pays and the total costs suffered by the injured party.

In the context of general accident benefits, this type of coverage is particularly important because it ensures that individuals are not left with significant out-of-pocket expenses due to an insufficient insurance policy held by the other driver. This can include medical expenses, lost wages, and other costs associated with the accident.

Other options such as third-party liability and unidentified motorist protection are related to different aspects of coverage. Third-party liability focuses on the obligation of an insured driver to compensate others for injuries or damages caused by their actions. Unidentified motorist protection, on the other hand, pertains to coverage when an individual is injured by a driver who flees the scene or is unknown, rather than specifically focusing on the underinsurance aspect.