Which of the following premises is insured without being listed on the Coverage Summary page?

The choice indicating that a temporary residence not owned for more than 90 consecutive days is insured without being specifically listed on the Coverage Summary page is correct due to the nature of personal insurance policies, particularly homeowners insurance. Typically, these policies allow for coverage of temporary residences, such as rental properties or vacation homes, for short stays. Insurers often recognize the need to provide limited coverage for temporary living arrangements, reflecting the practical realities faced by policyholders.

In contrast, a new home purchased as a principal residence would usually be documented on the Coverage Summary page since it represents a primary investment and living situation. Cemetery plots, while important, are often considered separate from typical residential coverage and usually need to be explicitly stated to be insured. Lastly, vacant farmland often has specific exclusions or different coverage requirements that reasonable homeowners policies do not automatically cover, meaning it would typically need to be listed on the Coverage Summary to ensure that it is insured adequately.